Saving money is easier said than done. Put your hands up if you regularly say you’re not going to eat out this week then find yourself in Nando’s with your friends tucking into a Peri-Peri chicken… See, we’ve all done it. It takes some willpower but saving money can be done. To coincide with National Student Money Week, Second year Law student Anu Yusuf shares here top ten tips on how you can be more financially savvy (and still have money left over for that cheeky takeaway treat!):
- Make sure to plan your shopping trips and not spend on impulse; get a NUS Extra card-its the best thing ever! You can get exclusive offers and discounts on a number of brands. Just visit the Student Union to get your card.
- When food shopping, target shops that sell good brands at cheap prices. Try shopping at places such as Tesco, Sainsbury’s, Asda, Home Bargains, Wilkinsons, Savers and so on. Always shop around- look out for special offers and deals.
- Try saving monthly for rainy days. Try never to empty your bank account, always save a lil’ bit.
- When renting, be sure to have the bills included in the monthly rent to keep your head above water.
- You don’t have to buy new books, get the used ones- it’s the same text anyway! Also ask yourself, can you check out that book from the library before buying?
- Explore the advantages your bank has to offer from loans to overdrafts…
- Look on sites such as eBay and Amazon. You probably can’t get it much cheaper anywhere else plus you can use sites such as eBay to make a bit of extra cash.
- Apply for jobs on campus, the pay ain’t so bad and the job role is flexible!
- Get a 16-25 railcard to save money on rail fares, it would make your life easier.
- Get paid for your opinion, take surveys but be aware that your email may get stormed by ads…might be worth it though.
National Student Money Week is run by charity National Association of Student Money Advisers (NASMA). NASMA looks to relieve the poverty of students through advice, information and training. If you have any financial questions or problems, you can contact our Finance and Money Matters team in Student Services.
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